Your Homeowners Policy Quietly Stops Covering a Triad House at Day 30 or 60
Karen Mercer didn’t find out her late mother’s house in Ardmore had no working insurance until a pipe burst in the upstairs bathroom in January. The policy was paid. The premium had never lapsed. But her mother had moved into assisted living the previous May, and the house had been sitting empty for eight months…
Read MoreGreensboro Lost Its Proactive Rental Inspections in 2013 — Now Violations Surface at the Worst Time
Marcus found out about his Greensboro house’s code violation the same week his buyer’s inspector walked through it. Not from the city — from a voicemail. A neighbor on Gorrell Street, tired of the sagging back porch on the rental Marcus had inherited from his uncle, had called the city’s Code Compliance division. Nine days…
Read MoreIn Asheboro, the City Cuts Your Grass and the Bill Becomes a Lien on the Deed
The letter never came — that’s the part that surprised Dennis the most. He’d inherited his mother’s house on the east side of Asheboro in early 2024, kept meaning to deal with it, and let two summers of grass go. The city’s Code Enforcement office posted a notice, waited, then sent a crew to cut…
Read MoreIn North Carolina the Lease Outlives the Sale — Your Buyer Inherits the Tenant
Yes, You Can Sell — But Your Buyer Inherits Whatever Lease Is in Place If you own a rental property in North Carolina and a tenant is living there right now, you have every right to sell it. The catch is this: under North Carolina law, a valid lease doesn’t disappear when the deed changes…
Read MoreDavie County Septic Permits Expire in Five Years — and Buyers Check
Your septic system has worked fine for twenty years. You’ve never thought about it twice. Then a buyer’s lender asks for a copy of the septic permit — and you discover either you don’t have one, or the improvement permit on file expired years ago. Suddenly a simple home sale in Davie County has a…
Read MoreHigh Point’s 65% Rule Decides Whether Your House Is Repaired or Demolished
Here is the blog post HTML: If High Point’s code enforcement has contacted you about a deteriorating property, here is the threshold that matters: when the estimated cost to repair your home exceeds 65% of the property’s current appraised value, a Housing Inspector can — and often does — recommend demolition rather than repair. That…
Read MoreYour Doublewide Still Has a DMV Title. Form MVR-46G Retires It.
You bought your doublewide in Forsyth County years ago, put it on a permanent foundation, and have been paying property taxes on it ever since. Then you decide to sell — and the closing attorney tells you the home still has a DMV title. Suddenly you have a paperwork problem that has nothing to do…
Read MoreRowan County’s Estates Counter Runs by Appointment Only
Yes, Rowan County’s Estates Counter Is Appointment-Only — Here’s What That Means for You If you drove to the Rowan County Courthouse in Salisbury expecting to walk up to the Estates counter and qualify as executor the same afternoon, you already know the answer: it doesn’t work that way. The Clerk of Superior Court’s Estates…
Read MoreBurlington Calls an Unfit House a Public Nuisance — Then Picks Repair or Demolish
Burlington’s code enforcement officers don’t just write letters and hope for the best. Under the city’s minimum housing code, a dwelling that fails enough standards gets formally declared a public nuisance — and once that label sticks, the city gives you a choice: fix it to code, or the city tears it down and bills…
Read MoreNorth Carolina Makes You Sign a Second Disclosure — About Minerals and Gas
You’ve signed the standard Residential Property Disclosure Statement. You think you’re done with paperwork. Then your real estate attorney slides a second form across the table — the Mineral and Oil and Gas Rights Mandatory Disclosure Statement — and you’ve never heard of it. You’re not alone. Most North Carolina sellers encounter this form for…
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